More and more indicators are popping up and showing us that the economy has not improved at all but declined since 2008. Nothing has been fixed and the illusion is starting to disappear, it is getting harder to hide what is really going on. The subprime chaos is continuing and the damage is going to spread. Housing starts and permits decline in the time period they should be skyrocketing, this is the hot time for real estate, and we are seeing a huge reversal in real estate. Rates are increasing which means more buyers will be pushed out of the market.